John Fowler, CFP and wealth manager with McElhenny Sheffield Capital Management, noted “Having the CFP designation isn’t the end­all, be­all. In fact, it is a lot like the newly graduated med student: He or she may be a doctor, but they haven’t really developed the depth of real­world skills they need to be on their own. That comes with experience, time, and specialization, just like it does within any other professional sector.”

“What’s the Difference Between a Certified Financial Planner and a Financial Advisor? | GOBank­ingRates.” GOBankingRates. N.p., 02 June 2015. Web. 02 Feb. 2016.

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